Retail financing

We are committed to providing you with products designed to surpass the high expectations of today’s consumer, the opportunities of the fast-changing digital world and the evolving regulatory framework.

Retail Finance

Our comprehensive range of finance products meet the varied and changing needs of both personal and business customers. We are here to help you sell more vehicles, more often, and more profitably.

Personal Finance

Conditional Sale

Personal finance

A simple and traditional way to finance a vehicle over a fixed period for a fixed monthly amount.

Purchase Plan

Personal finance

A simple and traditional way to finance a vehicle over a fixed period for a fixed monthly amount.

Conditional Sale with a balloon

Personal finance

A Conditional Sale agreement with a fixed rate, fixed payment and a deferred lump sum final payment. Provides lower monthly payments compared to an equivalent standard Conditional Sale.

Personal Contract Purchase

Personal finance

Also known as PCP, this is a flexible and popular plan that provides the customer with the option to retain, renew or return the vehicle at the end of the agreement.

Add-on Loan

Personal finance

A convenient solution allowing personal customers to finance the purchase of additional products and services, offered independently or in conjunction with a vehicle finance agreement.

Personal Contract Hire

Personal finance

A hire agreement for personal customers. Consisting of an upfront payment followed by regular monthly rentals over a fixed period of time. Ownership is not possible.

Business Finance

Lease Purchase

Business finance

A purchase plan finance product, specially designed for business users.

Lease Purchase with a balloon

Business finance

A lease purchase for businesses, with a deferred lump sum final payment. Contract Purchase similar to PCP, this product offers businesses three options at the end of the agreement: retain, renew or return the vehicle.

Contract Purchase

Business finance

Similar to PCP, this product offers businesses three options at the end of the agreement: retain, renew or return the vehicle.

Business Contract Hire

Business finance

A rental agreement providing flexible funding for businesses. Consists of an upfront payment followed by regular monthly rentals over a fixed period of time. Ownership is not possible.

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